Free e-book

We swear by Mvelopes.  If you do your banking online, personal or business, then this is right up your alley.  Mvelopes is an online budgeting system that makes it brilliantly easy to keep track of your spending.  A classic system for budgeting, with technological innovation, you simply create envelopes with set budgeting amounts and as you spend money from those envelopes, the program instantly recalculates the balance.  It hooks itself up with your bank account (works with most banks in US and Canada, although no longer CIBC, sadly-- our bank) and as you view your transactions, you just drag and drop them  into your designated envelope.  Easy-breezy!  That's not all that it does-- see for yourself with a FREE 30-day trial. You can also grab the helpful eBook Money For Life for FREE, a $14.95 value.


Random Little Tips

* Try to sample things before you buy them.  Find a fellow mompreneur friend and ask if you can come try to use a computer program you think you'd like to purchase.

 

1-800-Diapers could save you a lot of cash AND time!  They sell for less than Walmart, less than Target AND you get a subscription to Parenting magazine with your order!  Holy no-brainer! Diapers delivered to your door for less money that what you'd pay to drive to a store and lug them home.  Wish this was in Canada.  (Hint, hint, ambitious Canucks!) 

* Every time you stop yourself from buying something, write the amount down on a list titled "How much I've saved this year."  Make saving your new hobby.

The Complete Tightwad Gazette is a classic and a favourite of mine.  Funny, entertaining, interesting and inspring, it comes from a graphic designer mom of 6 kids from Maine.  She started a little newsletter to which subscribers would mail their little frugal suggestions and she'd publish them.  Eventually, she amased so much mail that she had to create 3 books! 

The bottom line is:  Amy Dacyczyn and her husband lived off of an income of less than $30,000.  In less than seven years, they saved $49,000, made significant purchases (vehicles, appliances, etc) of $38,000 and were completely debt-free!!  Oh, and did I mention that she has 6 children? 

We first picked this book up when We were teenagers.  It really helped us get our mind in the right perspective and helped teach us how to be responsible with our meager finances. 

Perhaps you can't bring yourself to live as frugally as Amy's family, but it just goes to show what is possible when you are sure about your wants and values. 


* How many TV channels do you really need?  Sure it's nice to have a movie channel but do you have time to watch movies?! If you can wait until a season of your favourite tv show is done, you can rent a whole season at once from places like Zip.ca. and Intelliflix.  Cheaper and time-saving!

* A couple of questions to practice: "By any chance, would you be having a special on this anytime soon?"   or 
"If I were to tell some fellow mompreneurs about your website, would you consider offering a 15% discount?"

Have you ever been bummed out over finding expired coupons that you meant to use but couldn't find?  We have all the time.  Now, you can toss into your purse/handbag this handy-schmandy award-winning gadget to help you keep track of them all! But that's not all that it does...  Find out for yourself!

go!

Magazines.com, Inc.

Not only does Magazines.com get you a savings of 35% off subscriptions, they have a nice selection of FREE business magazines!  Also, get 80% off Entrepreneur and Inc. magazines.  I am constantly inspired by their publications.

(Serves U.S. addresses only.)

 
     
     
     
     
     

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